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Bizzy Finance

Guide

When should a business consider a loan?

Common reasons businesses use finance — growth, equipment, cash flow and investment.

Expansion

Businesses often use finance to expand or increase capacity. When an opportunity needs money up front, finance can bridge the gap.

Buying equipment

New equipment can improve productivity. Asset finance lets a business get the equipment it needs without using up its cash reserves.

Managing cash flow

Seasonal businesses often have uneven cash flow. Working capital finance can help keep things running through quieter periods.

Investing in growth

Some businesses borrow to fund marketing or other investments expected to bring in future revenue. It's worth weighing the expected return against the full cost of borrowing first.

This guide is general information only. It doesn't take into account your objectives, financial situation or needs. All finance is subject to the lender's credit assessment, terms and conditions, and fees and charges apply.