Terms & Disclaimer

Bizzy Finance Pty Ltd is a corporate credit representative (Credit Representative Number 578587) of Rialto Bridge Capital Pty Ltd (Australian Credit Licence 553698).

We help customers arrange vehicle, equipment and business finance with third-party credit providers and lessors. We are not a lender and do not make credit decisions. Any finance is provided by the lender, under the lender's own contract, terms and conditions.

The information on this website is general in nature. It has been prepared without taking into account your objectives, financial situation or needs, and it is not financial, credit, legal or tax advice. Before acting on it, consider whether it is appropriate for you and seek independent professional advice where needed.

Nothing on this website is an offer of finance, a quote or an approval. Submitting an online application or enquiry does not create a credit contract and does not oblige you, us or any lender to proceed.

All finance is subject to the lender's lending criteria, assessment and approval. Fees, charges, terms and conditions apply. We do not guarantee that an application will be approved, the rate or terms you may be offered, or how long an application will take. The lenders shown on this website are examples from our panel; we do not compare every lender or product in the market, and not every lender will suit or be available to every customer.

When you use our online forms you agree to give information that is true, accurate and complete, and to only give information about another person (such as a business partner) if you have their permission. You must be at least 18 years old.

Submitting an online application or enquiry does not involve a credit check. We will only make a credit enquiry, or submit an application to a lender, with your consent. We handle your information as described in our Privacy Policy.

The calculator on this website provides estimates only, based on the figures you enter and the assumptions shown on the calculator page. Any interest rate shown is an example that you can change; it is not a rate offered by Bizzy or any lender. Results do not include fees, charges, taxes or lender-specific terms, and are not a quote or an offer of finance. Actual repayments may be different.

Signing up as a referral partner and receiving a referral code does not create an employment, agency, partnership or joint venture relationship with Bizzy, and does not authorise you to provide credit assistance or to act on our behalf. Any referral fee or commission is subject to a separate written agreement with us and to the law.

Referral partners must only share their link or code with, or refer, people who have agreed to be contacted by Bizzy, must not make representations about finance approval, rates or terms, and must comply with applicable laws including privacy and spam laws. We may suspend or cancel a referral code at any time.

You agree not to:

• use the website for any unlawful or fraudulent purpose, or submit false or misleading information;
• interfere with the website's operation or security, or attempt to gain unauthorised access to it or to our systems;
• use automated tools to scrape, copy or overload the website; or
• submit another person's information without their permission.

The content of this website — including text, design, graphics and the Bizzy name and logo — belongs to us or our licensors. You may view and print it for your own personal or internal business use, but must not otherwise copy, republish or use it without our written permission.

Lender names and logos are trade marks of their respective owners and are shown to identify lenders on our panel. Their use does not imply that those lenders endorse or sponsor this website.

This website may contain links to websites operated by others. They are provided for convenience only. We do not control those websites and are not responsible for their content or privacy practices.

We take care to keep this website accurate and up to date, but we do not warrant that it is complete, current or free of errors, or that it will always be available or free of viruses or other harmful components. We may change or remove content at any time.

Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law, the Australian Securities and Investments Commission Act 2001 (Cth), the National Consumer Credit Protection Act 2009 (Cth) or any other law that cannot lawfully be excluded.

Subject to that, and to the extent the law allows, we are not liable for any loss or damage arising from your use of, or reliance on, this website or its content, including the calculator, and we exclude liability for indirect or consequential loss. Where our liability cannot be excluded but can be limited, it is limited to supplying the relevant services again or paying the cost of having them supplied again.

Our Privacy Policy explains how we handle personal and credit-related information. If you have a concern about our services, our Complaints page explains how to raise it and your right to take it to the Australian Financial Complaints Authority.

We may update these terms from time to time. The current version is always on this page, and your continued use of the website means you accept it.

These terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of the courts of Victoria. If any part of these terms is found to be invalid or unenforceable, the rest continues to apply.